On this page, I am assembling some of the most useful tools that can help you make informed decisions about your financing possibilities. Please check back often to see what we add to the site!

Should I replace my HELOC?

Blended Rate Calculator
Current Balance
Current Rate
Mortgage $ %
HELOC    $ %

Blended Rate : %

With rates changing, payments on your Home Equity Lines of Credit (HELOC) have been changing, too. It may be time to replace your variable-rate HELOC with a fixed-rate Home Equity Loan or to consolidate your HELOC into a new first mortgage. Our blended rate calculator will help you make the right decision:

  • If your blended rate is higher than the APR rates listed in This Week's Rates, then you should refinance and combine your loans together to save money each month.

  • If your blended rate is lower than the APR rates listed in This Week's Rates, then you should keep your existing mortgage intact and contact me to see about getting a new Home Equity loan with a better rate.

Click on Get a Quote or call me at (301) 651-3257 to start saving money today!


What will my payment be?

Payment Calculator
Years: Interest: Loan Amount:
Annual Tax: Annual Insur: No commas, please!

Monthly Prin + Int
Monthly Tax
Monthly Insur
Total Payment

This monthly payment calculator takes into consideration all the parts of a mortgage payment - Principal, Interest, Taxes and Insurance. This is commonly referred to as PITI.

If you are not sure what the taxes or insurance will be for a given property, feel free to contact me and I will provide average figures for your area, or exact numbers if you have a specific property in mind.